跨境理财 - 加拿大BMO私人财富

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Manage your banking both in Canada and the U.S.

As a BMO Private Wealth client, you have exclusive and direct access to a dedicated support team at BMO U.S. who specialize in cross-border banking. Your BMO Private Wealth professional will also collaborate with this team to ensure your cross-border banking is easy and seamless.

Dedicated
Gain exclusive access to a specialized team at BMO 美国
Seamless
Bank on both sides of the border with confidence.
便捷
Bank wherever you are with BMO Digital Banking (Canada and U.S.).

BMO跨境银行业务的优势

我们可通过多种方式帮助您乐享您的跨境生活方式。

Manage your U.S. day-to-day banking with a BMO U.S. chequing account

提取现金、支付账单、转账和查看账户余额。

Free and unlimited withdrawals from the largest network of ATMs in the U.S.

Withdraw USD from over 40,000 Allpoint^® Network ATMs throughout the U.S. using your BMO Canada Private Banking debit card or BMO U.S. debit card.^脚注11^, ^脚注22

Enjoy access to the BMO U.S. network

Check balances, view your accounts, withdraw funds and make transfers at over 1,000 BMO U.S. branches and 2,400 BMO U.S. ATMs 遍及32个州，包括佛罗里达州、亚利桑那州和加利福尼亚州。

Find the right BMO U.S. chequing account for you

BMO Smart Advantage检查

Bank like you’re at home.

$0 monthly fee when you choose paperless statements^脚注33
无最低余额要求^脚注99 and only a $25 deposit required to open
可提供透支保护
Free unlimited withdrawals at over 40,000 U.S. ATMs^脚注11^, ^脚注22

BMO关系检查

Get rewarded with special customer benefits.

$25 waivable monthly fee^脚注44
$25 monthly rebate on ATM surcharge fees from other banks
可提供透支保护
Free unlimited withdrawals at over 40,000 U.S. ATMs^脚注11^, ^脚注22

开始对话

回答几个关于您财富规划需求的问题，我们的BMO私人财富专家将与您联系。

与专家联系

在加拿大开立的银行账户如何与跨境银行业务合作

考虑BMO加拿大美元账户。您可以使用该账户为下一次南下旅行存钱，或向您的美国账户转存资金。 Even better, you can open a U.S. dollar chequing or savings account under your existing BMO Everyday Bank Plan – at no extra cost. The BMO Everyday Bank Plan is offered by BMO Bank of Montreal and is insured by the CDIC. footnote star, star^**

footnote star star detailsBank of Montreal is not an entity of BMO Private Wealth.

How we take care of your cross-border banking needs

U.S. cash withdrawal and cheque deposit

Withdraw U.S. cash

在您前往美国之前，在您的BMO加拿大美元账户中存入美元
Transfer funds to your BMO U.S. chequing account.
Withdraw funds at over 40,000 ATMs throughout the 美国^脚注11^, ^脚注22

Deposit U.S. cheques

Deposit cheques drawn on a U.S. bank into your BMO U.S. chequing account at a BMO U.S. branch or BMO 美国 ATM that accepts deposits, or when you download the BMO Digital Banking (US) app.^脚注55^, ^脚注66

Pay U.S. bills remotely

Manage your U.S. bills by setting up Bill Pay in BMO Digital Banking (U.S.)^脚注66 so that you can easily receive and pay your bills in U.S. dollars online.

You can set up almost any U.S. company or individual as a Biller and pay them through Bill Pay. Many Billers can be accessed through Bill Pay. Others may need to be added manually.
To add a Biller:
1. Log into BMO Digital Banking (U.S.) and click Pay & Transfer then Pay bills.
2. Click the Add New Biller link.
3. 输入开票人名称，然后使用放大镜进行搜索。
4. If the Biller is not set up in BMO Digital Banking (U.S.), manually input the requested Biller information as follows: U.S. company name, U.S. address for the Biller, and account number if applicable.
5. Follow the prompts to confirm the Biller information and complete the set up.
It’s easy to pay your U.S. bills once they are set up as a Biller, simply:
1. Select Biller.
2. Enter the Payment Amount and enter the Date or use the calendar to select the due date.
3. Click Pay.
4. When confirmation screen appears, select Done.
To make a payment on your BMO U.S. credit card through BMO Digital Banking (U.S.) use the following steps:
1. Log into BMO Digital Banking (U.S.).
2. Click on Credit Card Payments.
3. Click on Make a one-time payment.
4. Choose the account you wish to make the payment from, the amount and date you wish to pay.
5. When the Preview screen comes up, select Make Payment.
To set up an automatic payment for your BMO U.S. credit card through BMO Digital Banking (U.S.) use the following steps:
1. Log into BMO Digital Banking (U.S.).
2. Click on Credit Card Payments.
3. Click on Set up automatic payments.
4. Choose the account you wish to make the payment from.
5. Select the automatic payment type (Minimum Payment or Statement Balance).
6. When the Preview screen comes up, accept Terms and Conditions and click Set Up Payments.

跨境转账

BMO Canada to BMO U.S. Transfer

It’s fast and easy to transfer funds from your BMO Canada U.S. dollar account to your BMO U.S. deposit account through BMO Online Banking (Canada). 查看演示，或按照下面的步骤操作：

On your computer browser, sign into BMO Online Banking (Canada) and select Pay & Transfer, then select Account transfers.
Under the From account drop-down list, select the BMO Canada U.S. dollar account that you wish to initiate the transfer from. Under the To account drop-down list, select the BMO U.S. account that you wish to transfer the funds to.
In the box titled Amount, enter the amount you wish to transfer. In the box titled Reason, enter the reason for the transfer. Select Continue.
On the next screen you will confirm the transfer details and select Confirm Transfer.

转账 U.S. funds from the U.S. to Canada

使用 BMO Canada Wire, a quick, cost-effective way for Canadian clients to request a transfer from their BMO U.S. deposit account to their BMO Canada U.S. dollar account through BMO Digital Banking (U.S.).
Make wire transfers by phone after you set up a one-time Wire Transfer Agreement at a BMO U.S. branch or via mail. 将免除BMO国际电汇费用。

开始对话

与BMO私人财富专家取得联系，探讨您的财务需求。

与专家联系查找附近网点

U.S. Cross-Border Banking 脚注星星^*

Manage your banking both in Canada and the U.S.

BMO跨境银行业务的优势

Manage your U.S. day-to-day banking with a BMO U.S. chequing account