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Personalized advice with great offers. That’s real financial progress. We’ll help you plan and move toward your goals, no matter where you are in life. Talk to us to get started today.

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Special limited time offers

Earn up to 35.00% 脚注星星, 脚注双剑号

BMO Fund Linked GIC

Invest with confidence and enjoy guaranteed growth backed by Canada’s leading banks and utilities.

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特点

  • Your investment is fully protected
  • Guaranteed growth, no market risk
  • Linked to Canada’s strongest sectors

Learn more about BMO Fund Linked GIC

Get a cash Savings rate of 2.00% 脚注剑号

First Home Savings Account (FHSA)

Saving for your first home is now easier than ever with an FHSA.

特点

  • Contributions are deductible on your income tax 脚注1
  • No tax on investment income 脚注2
  • Withdraw tax-free to purchase your first home 脚注3

Learn more about FHSA

与投资专业人士合作的优势

在财富的增长和保值方面，从来没有放之四海而皆准的计划。无论您是在为退休生活还是为子女教育进行储蓄，抑或您将要开始享受辛勤工作的回报，正确的理财规划都是关键。

持续的专家指导

获享专家提供的个性化指导和投资策略。

交互式工具

Take control with BMO WealthPath™, our new online planning tool.

个性化支持

在规划退休、人生大事、不动产、信托等方面寻求帮助。

想要了解更多有关投资的知识？请查看这些实用的文章。

    如何开始 投资

    了解每个人都应该知道的投资基础知识。

    Differences between GICs and mutual funds explained

    A detailed look at how GICs and Mutual Funds compare and how they can benefit your investment goals.

    What is a tax-free First Home Savings 账户？

    Learn more about the new tax-free First Home Savings Account and how it can help you achieve your dream of owning your first home.

    连续储蓄计划（CSP）计算器

    Check out how your investments can grow when you make saving a habit.

    Try our 计算器

    有疑问？我们随时提供帮助

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      让我们的投资专家与您取得联系，讨论您的选项。

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    • 与我们会面吧

      更喜欢面谈？没问题！亲临离您最近的分行，与我们讨论您未来的理财计划。

    • 马上联系

      Visit our contact page to find your preferred way to get in touch with a BMO investment professional.

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    • This message is for information purposes. 此处包含的信息不是，也不应解释为对任何一方的投资、税务或法律建议。 Investments should be evaluated relative to the individual's investment objectives and professional advice should be obtained with respect to any circumstance.Investment professional refers to Personal Bankers, Financial Planners, Investment and Retirement Planning and Investment Specialists that are representatives of BMO Investments Inc.
    • 星号脚注详情Guaranteed minimum rate of return of 2.50% after 5 years. Rates are not per year and are not compounding. Potential return of up to 35.00% is based on Market Performance after 5 years.
    • Footnote double dagger detailsBMO Fund Linked GICs are issued by Bank of Montreal Mortgage Corporation and guaranteed by Bank of Montreal. The principal amount of a BMO Fund Linked GIC is guaranteed and is repayable upon maturity, but there is no guarantee of earning any return linked to the performance of the underlying securities. The rate of return for the term payable, will be the return on the Reference Portfolio but will not be less than 2.50% and not more than the Maximum Rate of Return of 35.00% for the term. The return on the Reference Portfolio, if any, is determined without reference to any dividends or distributions paid on the securities and is the simple average of the percentage changes in the value of each underlying security in the Reference Portfolio over the term of the GIC. The rate of return for the term is not an annual rate but is the rate of return over the entire term of the GIC如果市场混乱或其他特殊情况影响回报的计算，计算器程序可能调整或延迟计算或支付利息，估算标的证券的价值，替换证券和/或确定可能以另一种方式支付的利息数额（如有）。 Past market performance is not an indicator of future market performance. The terms and conditions for BMO Fund Linked GICs are available at your local Bank of Montreal branch.

    • 脚注 剑号 详情Interest is calculated on your daily closing balance and paid monthly. Interest rates are per annum and are subject to change.

      Some Financial Planning, Investment & Retirement Planning services - including mutual funds investing advice - are provided by BMO Investments Inc., a mutual fund dealer and separate legal entity from Bank of Montreal. Learn more about the services we do and don’t provide – and how we get paid.
    • 脚注1详情Contributions made to your FHSA may be deductible on your income tax and benefit return. Maximum contribution limits apply. Visit bmo.com/fhsa for details.
    • 脚注2详情Includes interest, dividends, and capital gains. Speak to your tax advisor for details.
    • 脚注3详情If you withdraw from your FHSA for a purpose other than purchasing a home, any amounts withdrawn are taxable and subject to withholding tax.