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B M O Fixed Cash Flow Plus Deposits

Canadians today are living longer and healthier lives than ever before. Even if you have managed to set aside a tidy nest egg for your retirement, you may be concerned about outliving your savings.

Retire with confidence knowing that your basic living needs are covered. B M O Fixed Cash Flow Plus Deposits provide a guaranteed cash flow stream that’s paid to you in regular monthly installments.

Ideal for investors who are newly retired or soon to retire, B M O Fixed Cash Flow Plus Deposits offer:

  • Guaranteed cash flow
  • Tax-effectiveness
  • Capital protection
  • Growth potential

The B M O Fixed Cash Flow Plus Deposits might be for you if:

  • You’re interested in generating a monthly fixed cash flow stream

  • You have a medium- to long-term retirement investment time horizon

  • You want to ensure your initial retirement investments will be safe

  • You’re looking for a retirement investment that has the potential to grow based on a basket of B M O Mutual Funds

How B M O Fixed Cash Flow Plus Deposits works

Your retirement investments generate a 5% guaranteed cash flow stream that won’t be impacted by market fluctuations or interest rates for 15 years. Your cash flow payments are a return of capital and therefore tax-efficient, your investment is fully guaranteed, and your money will track 5 B M O Mutual Funds. A minimum investment of $5,000 is required.

Monthly cash flow to help with fixed expenses

Even if the market experiences a downturn or interest rates decline, you can count on receiving regular monthly payouts to assist with mortgage payments, household bills, grocery bills, and any other fixed expenses you consider important.

例如

$60,000
投资

= $3,000 every year

for 15 years

that's $250 guaranteed income per month for 180 months

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