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BMO Guaranteed Investment Certificate (GIC)

B M O Guaranteed Investment Certificate (G I C) allows you to gain one of the highest guaranteed rates of interest with the flexibility of choosing from a number of interest payment options and terms.

主要优势：

  • Various terms available – Option of varying terms to meet your needs.
  • Various Interest Payment Options – Flexibility to choose from a variety of interest payment options.
  • Eligible for C D I C deposit insurance, up to applicable limits

产品详情

表格显示G I C投资产品的详细信息，包括期限和最低投资额
项目明细

Term(s) :

非注册: 1 to 10 years
RSP: 6 months to 10 years
RIF: 1到10年
RESP/
TFSA/FHSA: 1 to 10 years

获取基金 :

Not cashable prior to maturity

利息支付选项 :

非注册: Monthly, semi-annually, annually, or compounded annually and paid at maturity.
RSP: Annually to an RSP Savings Account, or compounded annually and paid at maturity.
RIF: Compounded annually and paid at maturity.
TFSA/FHSA/RESP: Annually to a Savings Account, or compounded annually and paid at maturity.

最低投资额 :

$1,000; $5,000 if monthly interest payment option chosen*
*not available for registered investments

计划资格 :

RSP / RESP / RIF / TFSA / FHSA / RDSP / Non-registered

Automatic Reinvestment :

Yes, G I C of same term at current interest rate applicable at time of reinvestment (unless other instructions provided)

Issued By :

非注册: Bank of Montreal Mortgage Corporation, Bank of Montreal or B M O Trust Company
RSP, RESP, TFSA, FHSA & RDSP: Bank of Montreal Mortgage Corporation
RIF: Bank of Montreal Mortgage Corporation or Bank of Montreal

GICs issued by Bank of Montreal Mortgage Corporation and B M O Trust Company are guaranteed by Bank of Montreal.

Transferability :

Yes, Non-registered only

Available to Business Banking Client :

Yes, Non-registered only

账单 :

RSP, Non-Registered, RESP, TFSA & FHSA: Annual Statement (January/February)
RIF: Quarterly Statement

Available to Non-Residents :

Yes, Non-registered Annual Pay only

Continuous Savings Plan Option :

不是

Guaranteed By :

Bank of Montreal (B M O)

产品详情
产品详情
表格显示G I C投资产品的详细信息，包括期限和最低投资额
项目明细

Term(s):

非注册: 1 to 10 years
RSP: 6 months to 10 years
RIF: 1到10年
RESP/
TFSA/FHSA: 1 to 10 years

获取基金:

Not cashable prior to maturity

利息支付选项:

非注册: Monthly, semi-annually, annually, or compounded annually and paid at maturity.
RSP: Annually to an RSP Savings Account, or compounded annually and paid at maturity.
RIF: Compounded annually and paid at maturity.
TFSA/FHSA/RESP: Annually to a Savings Account, or compounded annually and paid at maturity.

最低投资额:

$1,000; $5,000 if monthly interest payment option chosen*
*not available for registered investments

计划资格:

RSP / RESP / RIF / TFSA / FHSA / RDSP / Non-registered

Automatic Reinvestment:

Yes, G I C of same term at current interest rate applicable at time of reinvestment (unless other instructions provided)

Issued By:

非注册: Bank of Montreal Mortgage Corporation, Bank of Montreal or B M O Trust Company
RSP, RESP, TFSA, FHSA & RDSP: Bank of Montreal Mortgage Corporation
RIF: Bank of Montreal Mortgage Corporation or Bank of Montreal

GICs issued by Bank of Montreal Mortgage Corporation and B M O Trust Company are guaranteed by Bank of Montreal.

Transferability:

Yes, Non-registered only

Available to Business Banking Client:

Yes, Non-registered only

账单:

RSP, Non-Registered, RESP, TFSA & FHSA: Annual Statement (January/February)
RIF: Quarterly Statement

Available to Non-Residents:

Yes, Non-registered Annual Pay only

Continuous Savings Plan Option:

不是

Guaranteed By:

Bank of Montreal (B M O)

利率

表中显示了长达10年的期限内产品回报率的详情

年息/复合年息支付选项

$1,000 - $99,999

$100,000 - $249,999

$250,000 - $999,999

1年 - 18个月以内

2.750%

2.750%

2.750%

18个月 - 19个月以内

2.750%

2.750%

2.750%

19个月 - 2年以内

2.750%

2.750%

2.750%

2年 - 3年以内

2.750%

2.750%

2.750%

3年 - 4年以内

2.800%

2.800%

2.800%

4年 - 5年以内

2.800%

2.800%

2.800%

5年 - 6年以内

3.000%

3.000%

3.000%

6年 - 7年以内

3.250%

3.250%

3.250%

7年整

3.300%

3.300%

3.300%

10年整

3.350%

3.350%

3.350%

表中显示了长达10年的期限内产品回报率的详情

月息/半年息支付选项

$1,000 - $99,999

$100,000 - $249,999

$250,000 - $999,999

1年 - 18个月以内

2.650%

2.650%

2.650%

18个月 - 19个月以内

2.650%

2.650%

2.650%

19个月 - 2年以内

2.650%

2.650%

2.650%

2年 - 3年以内

2.650%

2.650%

2.650%

3年 - 4年以内

2.700%

2.700%

2.700%

4年 - 5年以内

2.700%

2.700%

2.700%

5年 - 6年以内

2.900%

2.900%

2.900%

6年 - 7年以内

3.150%

3.150%

3.150%

7年整

3.200%

3.200%

3.200%

10年整

3.250%

3.250%

3.250%

表中显示了长达10年的期限内产品回报率的详情

月息/半年息支付选项

$1,000 - $99,999

$100,000 - $249,999

$250,000 - $999,999

1年 - 18个月以内

2.650%

2.650%

2.650%

18个月 - 19个月以内

2.650%

2.650%

2.650%

19个月 - 2年以内

2.650%

2.650%

2.650%

2年 - 3年以内

2.650%

2.650%

2.650%

3年 - 4年以内

2.700%

2.700%

2.700%

4年 - 5年以内

2.700%

2.700%

2.700%

5年 - 6年以内

2.900%

2.900%

2.900%

6年 - 7年以内

3.150%

3.150%

3.150%

7年整

3.200%

3.200%

3.200%

10年整

3.250%

3.250%

3.250%

For under 1 year GIC rates within an RSP, see the under 1 year rates on a Short Term Investment Certificate
查看我们的自动续签奖励利率
利率

利率

表中显示了长达10年的期限内产品回报率的详情

年息/复合年息支付选项

$1,000 - $99,999

$100,000 - $249,999

$250,000 - $999,999

1年 - 18个月以内

2.750%

2.750%

2.750%

18个月 - 19个月以内

2.750%

2.750%

2.750%

19个月 - 2年以内

2.750%

2.750%

2.750%

2年 - 3年以内

2.750%

2.750%

2.750%

3年 - 4年以内

2.800%

2.800%

2.800%

4年 - 5年以内

2.800%

2.800%

2.800%

5年 - 6年以内

3.000%

3.000%

3.000%

6年 - 7年以内

3.250%

3.250%

3.250%

7年整

3.300%

3.300%

3.300%

10年整

3.350%

3.350%

3.350%

表中显示了长达10年的期限内产品回报率的详情

月息/半年息支付选项

$1,000 - $99,999

$100,000 - $249,999

$250,000 - $999,999

1年 - 18个月以内

2.650%

2.650%

2.650%

18个月 - 19个月以内

2.650%

2.650%

2.650%

19个月 - 2年以内

2.650%

2.650%

2.650%

2年 - 3年以内

2.650%

2.650%

2.650%

3年 - 4年以内

2.700%

2.700%

2.700%

4年 - 5年以内

2.700%

2.700%

2.700%

5年 - 6年以内

2.900%

2.900%

2.900%

6年 - 7年以内

3.150%

3.150%

3.150%

7年整

3.200%

3.200%

3.200%

10年整

3.250%

3.250%

3.250%

表中显示了长达10年的期限内产品回报率的详情

月息/半年息支付选项

$1,000 - $99,999

$100,000 - $249,999

$250,000 - $999,999

1年 - 18个月以内

2.650%

2.650%

2.650%

18个月 - 19个月以内

2.650%

2.650%

2.650%

19个月 - 2年以内

2.650%

2.650%

2.650%

2年 - 3年以内

2.650%

2.650%

2.650%

3年 - 4年以内

2.700%

2.700%

2.700%

4年 - 5年以内

2.700%

2.700%

2.700%

5年 - 6年以内

2.900%

2.900%

2.900%

6年 - 7年以内

3.150%

3.150%

3.150%

7年整

3.200%

3.200%

3.200%

10年整

3.250%

3.250%

3.250%

For under 1 year GIC rates within an RSP, see the under 1 year rates on a Short Term Investment Certificate
查看我们的自动续签奖励利率

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1-877-CALL-BMO
(1-877-225-5266)

Interest is calculated daily, paid monthly, semi-annually, annually or compounded annually and paid at maturity. The indicated interest rate subject to change at any time. The terms and conditions of this offer, including its overall availability, are at the sole and absolute discretion of B M O and are subject to change at any time without prior notice.