BMO目标教育投资组合
以明智、简单且可负担的方式规划您子女的高等教育，在教育储蓄方面取得A+的优秀成绩。
Professionally built portfolios with an optimal blend of low-cost Exchange Traded Funds (ETF（交易所买卖基金）s) and BMO 互惠基金- Built-in risk control with a portfolio that focuses on lower-risk investments as your child approaches post-secondary education
- Leave the heavy lifting to us with a professionally managed portfolio that saves you time
BMO目标教育投资组合选项
为您子女的未来进行储蓄不应像高等微积分一样复杂难解，因此我们对其进行了简化，让您能够轻松上手。根据您子女的出生年份即可找到最合适的投资组合。不用担心是否过早或太晚，您随时都可以开始为高等教育进行储蓄。
- Birth year: 2005-2009
收益型投资组合
目标资产配置
- 100%固定收益产品
- 0%股票
Birth year: 2010-2014
2030投资组合
目标资产配置
- 60 - 100%固定收益产品
- 0 - 40%股票
- Birth year: 2015-2019
2035投资组合
目标资产配置
- 35 - 70%固定收益产品
- 30 - 65%股票
- Birth year: 2020-2024
2040投资组合
目标资产配置
- 15 - 45%固定收益产品
- 55 - 85%股票
- Birth year: 2025-2029
2045投资组合
目标资产配置
- 5 - 30%固定收益产品
- 70 - 95%股票
实用工具和资源
需要帮助？请咨询 专家
Get market insights and ideas from a BMO investment professional.
注册教育储蓄计划（RESP） 计算器
不要等到急需用钱时才临时抱佛脚！立即计算您需要为子女教育储蓄多少资金。
Important notice about our relationship with you: The new Our Relationship brochure has key information you should know when investing with us. 进一步深入了解 BMOII’s relationship with you, the products and services we offer, how we get paid, and how we always put your interests first. 了解更多
- This material is for information purposes. 此处包含的信息不是，也不应解释为对任何一方的投资、税务或法律建议。 Particular investments and/or trading strategies should be evaluated relative to the individual's investment objectives and professional advice should be obtained with respect to any circumstance.
- 星号脚注详情 All investments involve risk. The value of a Mutual Fund can go down as well as up and you could lose money. The risk of a Mutual Fund is rated based on the volatility of the Mutual Fund’s returns using the standardized risk classification methodology mandated by the Canadian Securities Administrators. Historical volatility doesn’t tell you how volatile a Mutual Fund will be in the future. A Mutual Fund with a risk rating of “low” can still lose money. For more information about the risk rating and specific risks that can affect a Mutual Fund’s returns, see the BMO Mutual Fund’s simplified prospectus.
- BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. BMO Mutual Funds are not insured by the CDIC.Commissions, management fees and expenses (if applicable) all may be associated with investments in mutual funds. Trailing commissions may be associated with investments in certain series of securities of mutual funds. Please read the fund facts, ETF（交易所买卖基金） facts or prospectus of the relevant mutual fund before investing. 互惠基金的收益没有保证，其价值变更频繁，历史业绩可能不会再重现。不保证分配，并可能更改/或取消分配。For a summary of the risks of an investment in the BMO Mutual Funds, please see the specific risks set out in the prospectus. ETF（交易所买卖基金） Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. 不保证分配，并可能更改/或取消分配。BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal.
- 脚注1详情 BMO GAM, as of April 30, 2025.
- 脚注2详情 BMO Investments Inc.
- "BMO (M-bar roundel symbol)" is a registered trademark of Bank of Montreal, used under license.
