BMO退休投资组合
Build a better retirement with BMO Retirement Portfolios – they’ll help protect your money today and provide growth for tomorrow. BMO Retirement Portfolios are:
三种由专业人士管理的方案可帮助保障您目前的资金，并提供未来的增长潜力。- 费用低且起投金额仅为$500或每月只需投资$50，专为帮助您抵御市场波动而设计。
Find the BMO Retirement Portfolio that's right for you
您梦想中的退休生活不会凭空出现。选择符合您风险承受能力和退休目标的BMO退休投资组合。
BMO退休收入型投资组合
A low risk 脚注星星 portfolio that protects your money but still leaves some room for growth.
Target asset allocation
- 65% - 85%固定收益产品
- 10% - 30% BMO Risk Reduction Equity Fund
- 0% - 10%全球股票
BMO Retirement Conservative Portfolio
A low risk 脚注星星 portfolio that offers moderate growth potential.
Target asset allocation
- 50% - 70%固定收益产品
- 15% - 35% BMO Risk Reduction Equity Fund
- 5% - 25%全球股票
BMO退休平衡型投资组合
A low to medium risk 脚注星星 growth portfolio that still works to protect your investment and reduce volatility.
Target asset allocation
- 30% - 50%固定收益产品
- 20% - 40% BMO Risk Reduction Equity Fund
- 20% - 40%全球股票
实用工具和资源
如何开始规划 退休
开始为您的退休生活进行规划，任何时候都不算晚。在这里学习基础知识。
连续储蓄计划（CSP） 计算器
计算您通过启动CSP可以如何快速实现储蓄增长。
Why invest in mutual funds? Mutual fund basics for 新手
If you're new to investing, mutual funds are a great place to start learning the basics.
Important notice about our relationship with you: The new Our Relationship 宣传册中有您在通过我们进行投资时应了解的重要信息。进一步深入了解 BMOII’s relationship with you, the products and services we offer, how we get paid, and how we always put your interests first. 了解更多
- This material is for information purposes. 此处包含的信息不是，也不应解释为对任何一方的投资、税务或法律建议。 Particular investments and/or trading strategies should be evaluated relative to the individual's investment objectives and professional advice should be obtained with respect to any circumstance.
- Footnote star details All investments involve risk. The value of a Mutual Fund can go down as well as up and you could lose money. The risk of a Mutual Fund is rated based on the volatility of the Mutual Fund’s returns using the standardized risk classification methodology mandated by the Canadian Securities Administrators. Historical volatility doesn’t tell you how volatile a Mutual Fund will be in the future. A Mutual Fund with a risk rating of “low” can still lose money. For more information about the risk rating and specific risks that can affect a Mutual Fund’s returns, see the BMO Mutual Fund’s simplified prospectus.
- BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. BMO Mutual Funds are not insured by the CDIC.BMO Retirement Portfolios include: BMO Retirement Income Portfolio, BMO Retirement Conservative Portfolio and BMO Retirement Balanced Portfolio.Commissions, management fees and expenses (if applicable) all may be associated with investments in mutual funds. Trailing commissions may be associated with investments in certain series of securities of mutual funds. Please read the fund facts, ETF（交易所买卖基金） facts or prospectus of the relevant mutual fund before investing. 互惠基金的收益没有保证，其价值变更频繁，历史业绩可能不会再重现。不保证分配，并可能更改/或取消分配。For a summary of the risks of an investment in the BMO Mutual Funds, please see the specific risks set out in the prospectus. ETF（交易所买卖基金） Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. 不保证分配，并可能更改/或取消分配。BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal.
- 脚注1详情 BMO GAM, as of April 30, 2025.
- 脚注2详情 BMO Investments Inc.
- "BMO (M-bar roundel symbol)" is a registered trademark of Bank of Montreal, used under license.
