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Investing with BMO
无论您是投资专家还是投资新手，我们都能提供线上和与投资专业人士合作的机遇。
灵活的投资选择，适合您的不同目标和对风险的不同要求- 投资专业人士为您提供可信赖的专家建议
- 随时随地，轻松登录您的线上账户，查看投资组合
每位投资者的账户种类
长期、短期或介于两者之间：BMO将不同种类账户结合，帮助您完成您的储蓄和投资目标。
注册账户
Accounts that are registered with the government, and offer tax incentives, such as a FHSA, TFSA, RRSP 和 注册教育储蓄计划（RESP）。
Great for: Saving for your first home, retirement, and other long-term goals.
锁定账户
用于退休后访问您的储蓄的账户，例如LIRA、LRSP和LRIF。
Great for: Anyone looking to invest their pension from a prior company.
非注册账户
没有在政府注册的账户，例如个人或联名账户，现金或保证金账户。
Great for: Short-term savings and holding liquid cash, or for anyone who has maxed out their TFSA 和 RRSP and want to keep saving.
企业/非个人账户
非个人账户例如协会、企业、房地产和信托账户。
Great for: Anyone investing on behalf of another individual, a business or an association.
了解长期投资的强大功能
您的初始投资是多少？
您计划每个月供款多少？
您计划投资多久？
本计算器仅用于说明目的，不构成投资建议或对未来业绩的承诺。本计算器不是也不应构成对任何一方的投资或法律建议。 It does not take into effect the deduction of any fees or take all tax implications into consideration.不保证实际能达到所选的回报率。具有较高回报率潜力的投资也包含较高的风险。
Learn more about investing with BMO
黄金法则 投资
我们有7项规则用于帮助您的投资不断增长并获得更大回报。
Understanding RESP rules and contribution limits
Discover how you can use an RESP to fund your children’s education.
TFSA vs RRSP: Here’s what you need to 指标
Wondering which one is best for your savings goals? Let's go through the differences between a TFSA and an RRSP.
- BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal. BMO Mutual Funds are not insured by the CDIC.
- 佣金、尾随佣金（如适用）、管理费用和支出都可能与互惠基金投资有关。请参阅 ETF（交易所买卖基金） facts, fund facts or prospectus of the relevant mutual fund before investing. 互惠基金的收益没有保证，其价值变更频繁，历史业绩可能不会再重现。
- For a summary of the risks of an investment in the BMO Mutual Funds, please see the specific risks set out in the prospectus. ETF（交易所买卖基金） Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. 不保证分配，并可能更改/或取消分配。
- Footnote double dagger detailsBMO 加拿大市场 GICs are issued by Bank of Montreal Mortgage Corporation and guaranteed by Bank of Montreal. The principal amount of a BMO 加拿大市场 GIC is guaranteed and is repayable upon maturity and, in addition, the GIC provides a minimum guaranteed rate of return, but there is no guarantee you will receive any additional return based on the performance of the underlying investments. The rate of return for the term payable is the return on the Reference Portfolio, but will not be less than the Guaranteed Rate of Return for the Term or more than the Maximum Rate of Return for the Term. The return on the Reference Portfolio, if any, is determined without reference to any dividends or distributions paid on the securities in the index and is the simple average of the percentage changes in (i) the value of each index in the Reference Portfolio as of the market close 2 business days after the issue date of the GIC, and (ii) the closing values of each index on the calculation date set out in the Terms and Conditions for the GIC. The rate of return for the term is not an annual rate but is the rate of return over the entire term of the GIC如果市场混乱或其他特殊情况影响回报的计算，计算器程序可能调整或延迟计算或支付利息，估算标的指数或标的指数中证券的价值，替换证券或标的指数和/或确定可能以另一种方式支付的利息数额（如有）。回报率（如有）基于价格回报指数，而不是总回报指数。 The Terms and Conditions for BMO 加拿大市场 GICs are available at your local BMO Bank of Montreal branch.
- adviceDirect账户是一个为您提供投资建议并收取非授权委托费用的账户。adviceDirect并不包含由投资组合经理提供的投资组合管理。客户自己作出投资决策，管理投资组合。adviceDirect不提供授权委托管理账户。
- adviceDirect is a product of BMO InvestorLine Inc. BMO InvestorLine Inc. is a member of BMO Financial Group.® Trademarks of Bank of Montreal, used under license.