How adviceDirect works with you
1. 让我们了解您
Our investment professionals will take the time to get to know you, your unique financial needs, and goals so you can receive an end-to-end investing experience that’s completely tailored to you.
2. We’ll match you with a profile
Using what we’ve learned, we’ll match you with an that’s tailored to your investment goals.
3. 我们帮助您创建投资组合
Once you're assigned a profile, we help you build or balance your portfolio's composition. We recommend accounts and the right mix of , but you make the final decision.
1. Asset allocation
Ensure you’re holding the right mix of equities, fixed income, and cash to maximize growth or provide enough buffer to keep your portfolio on track.
2. Diversification
Improve your portfolio’s growth by monitoring how spread out your portfolio is across different industries and sectors.
3. Rating
Get buy, sell, and hold ratings, based on a system that scans 24 fundamental aspects of a company’s value to ensure you’re holding quality assets.
4. Risk
Assess the risk levels of all your securities and receive specific advice on how to reduce your exposure if you’ve gone above your risk limit.
Ongoing advisor support
When you want to consult with an expert, you can. Our licensed advisors are only a phone call away whenever you want to discuss your portfolio strategy, any advice you've received, or simply how to get the most out of adviceDirect.
顾问可帮助您：
解释投资建议- 审查您的投资组合
- 讨论投资策略
- 提供额外的市场调查
- 审查并解释通知
- Offer instruction on using adviceDirect’s tools and dashboard
工具与研究报告
With your investing knowledge and our powerful tools and research we can work together to help you invest smarter.
Get objective perspectives on North American-listed companies from BMO Capital Markets, and our partnerships with top research providers, like MarketGrader and Morningstar.
We have third-party ratings from MarketGrader, featuring target prices, Lipper Fund ratings for ETF（交易所买卖基金）s and capture ratings, for Canadian and U.S stocks. Using 24 indicators, MarketGrader assigns daily scores to these areas and combines them to indicate a buy, hold or sell recommendation.
Give your portfolio the edge it needs with insights that are:
- Tailored to the stocks you own or have in your Watchlist
- Event-driven, based on key financial data such as an earnings release or dividend announcement
- Ranked within your feed based on key events and the weight of securities in your portfolio
Our trade ideas are personalized to you, easy-to-follow and based on industry leading investment research. We use third-party data to present top-performing stocks of interests. This is a great way to find new opportunities and learn about new companies you may have not considered.
Our watchlists let you follow up to 50 different stocks and options at a time. With our watchlists you can:
- Follow their performance.
- Retrieve a personalized list of stocks.
- Get easy access to current quotes and track analysts’ ratings.
Our industry-leading ESG insights can help give your investment strategy an edge with research & ratings that allow you to invest through a sustainable lens.
Powered by MSCI, an industry-leading ESG research provider covering 821,400+ equity and fixed income securities around the globe, these insights can help you identify high ESG rated companies driving change – from adopting innovative green technologies to a more equal and inclusive workplace.
- Review the overall ESG 评级 of any company or ETF（交易所买卖基金） and see how each performs under the three pillars of Environmental, Social, and Governance.
- 比较 ESG ratings 与其股价及其业内同行进行比较。
- 根据气候变化、 人力资本、企业行为、董事会多元化等长期风险来确定行业领军企业。
- 随时了解可能会带来重大风险和 机遇的行业特定业务问题。
- 分析争议 以及各公司对国际规范和原则的遵守情况。
Invest through a sustainable lens with our industry-leading ESG insights today.
Our platform is flexible to fit your needs
adviceDirect预览
了解更多Explore a sample of adviceDirect's tools and insights, check your portfolio’s health and watch your favourite stocks - 免费 with adviceDirect Preview.
adviceDirect高级账户
了解更多Receive personalized advice, exclusive research and comprehensive financial planning from your dedicated advisory team at no extra cost with adviceDirect Premium - once you or your family holds over $500,000 in assets.
What makes adviceDirect different
adviceDirect offers you tools, recommendations and services that you won’t find at any other online brokerage, plus the features you’ve come to expect with online investing.
使用全新BMO Invest应用程序随时随地进行投资
- Use your preferred biometric log in method to access your adviceDirect account while on the move and start trading now
- Easily access your online investing account with personalised advice and continuous portfolio monitoring for more informed investing decisions
- Monitor your investments using MyAdvice based on your asset allocation, diversification, ratings, and risk
注： BMO Invest 应用程序 专为手机设计。为在平板电脑上获得最佳的 BMO InvestorLine 使用体验， 请使用最新版本的网络浏览器。支持Chrome、Edge、Firefox和Safari浏览器。
准备开始使用adviceDirect进行投资了吗？
想要了解更多有关投资的知识？请查看这些实用的文章。
专业人士建议与全面数字化的网上交易相结合 交易
试想一下，在您进行网上投资时，有专业人士为您保驾护航 - 这就是adviceDirect。
Artificial Intelligence in AI 投资
人工智能在投资中的应用已经影响到我们为未来储蓄的方式。
为何要找到自己的投资 策略
Develop—or stick with—the right investment strategy for you and your goals.
Learn more about how to stay on top of your investments and make confident choices
adviceDirect常见问答
adviceDirect会持续监控您的投资组合，以确保提供给您的建议与您的投资者简介相符。如果有任何方面需要您留意，我们会立即通知您，并提供有关买入、持有和卖出的建议，以便您调整投资组合，确保不偏离正轨。
我们可根据您的投资者类型提供指导并帮助您维持合适的股票和固定收益投资组合。
adviceDirect will send you notifications (either by email or a secure MyLink™ inbox) alerting you to any issues in your portfolio and what action you should take to bring it back in line with your investor profile.
这包括：
- 提醒您投资组合在资产配置、多样化或风险方面存在问题
- 每次股票指令成交时发送指令成交通知
- 您的投资组合中某股票或互惠基金的评级变更
- 您需要注意的公司动态
- 您的注册账户中不符合资格的证券
- 市场、股票和新闻资讯提醒
- 提醒您目前可以查看电子对账单
adviceDirect provides comprehensive ratings on equities, mutual funds and ETF（交易所买卖基金）s from our respected third-party partners Morningstar and MarketGrader:
晨星
Morningstar Inc.是北美、欧洲、澳大利亚和亚洲领先的独立投资研究服务提供商。Morningstar的标杆分析和分类受到资产经理、基金公司和金融中介机构的广泛认可，被视为业界标准。
其评级系统运用过去3年的风险调整后收益指标分析交易所买卖基金和互惠基金，然后给出0-100分之间的一个分数，以表示买入、持有或卖出建议。
Marketgrader
MarketGrader.com一家独立研究提供商，它主要从四个方面分析上市公司的财务：即最长过去五年内公司的成长性、价值、赢利能力和现金流。
此系统根据24个基本面指标，为这些方面分配一个每日分数，然后合并成该公司证券的总分。此总分的范围在0-100分之间，表示买入、持有或卖出建议。
adviceDirect投资专家是持牌顾问，可与您讨论您的投资组合、您获得的建议以及如何充分利用相关技术。 They have many years of experience dealing with equities, mutual funds, ETF（交易所买卖基金）s and fixed income products.
You can open the following types of accounts with adviceDirect: Cash, Margin, 退休储蓄计划, 注册教育储蓄计划（RESP）, TFSA, RRIF, Prescribed Retirement Income Fund, Registered Locked in Savings Plan, Life Registered Income Fund, Locked in Retirement Fund, Restricted Life Income Fund 和 Locked in Retirement Account。
您可通过以下任意一种方式开始开设账户：
- 东部时间星期一至星期五上午8点至下午6点致电1-888-776-6886联系我们。
- Visit the InvestorLine Store at 100 King St W, Toronto, ON M5X 1H3
- 下载和打印 an application, fill it in and drop it off at a BMO Bank of Montreal branch or mail it to:
- BMO InvestorLine adviceDirectFirst Canadian Place100 King St. W., Floor B1Toronto, ON M5X 1H3
Once you start your application, an advisor will go through a full KYC interview to get you started as an adviceDirect client.
Visit our FAQ page.
有疑问？我们随时为您效劳。
致电我们
Connect with an Investment Advisor for account-related questions from Monday to Friday 8 a.m. to 6 p.m. ET.
1-844-274-3762 North America (Toll-free)
1-416-355-8366 海外（对方付费）
与我们交流
联系专家，星期一至星期五 上午8点至晚上8点（东部时间）。
让我们与您联系
请让我们的专业人员与您联系，商讨您的需求。
BMO InvestorLine Inc. is a member of BMO Financial Group. ®Registered trade-mark of Bank of Montreal, used under licence. BMO InvestorLine Inc. is a wholly owned subsidiary of Bank of Montreal. 加拿大投资者保护基金会员和加拿大投资业监管机构成员。adviceDirect账户是一个为您提供投资建议并收取费用的非全权委托账户。adviceDirect并不包含由投资组合经理提供的投资组合管理。客户自己作出投资决策，管理投资组合。adviceDirect不提供授权委托管理账户。