用户协议
以下使用条款适用于您对本网站的使用。使用本网站，即表示您同意以下条款。这些条款将作为adviceDirect账户的客户账户协议条款的附加条款。
adviceDirect
adviceDirect is a separate business unit of BMO InvestorLine Inc. ("BMO IL"), an indirect subsidiary of Bank of Montreal. BMO IL is a member of the Investment Industry Regulation Organization of Canada and the Canadian Investor Protection Fund.
无诱导或管辖权
The products and services of BMO IL and its affiliates are only offered in jurisdictions where they may be lawfully offered for sale and are subject to the terms of applicable agreements. 仅将依据当地法律并在可合法出售的区域提供本网站上提及的任何产品或服务。
对于任何无法进行合法邀约或筹款的辖区，或对于任何向其做出筹款属于非法行为的个人，网站上提供的信息均不构成由任何人做出的邀约或筹款。
Only residents in certain jurisdictions in Canada may open an adviceDirect account at BMO IL. Please call 1 888 776-6886 for information about the availability of adviceDirect in your jurisdiction.
互联网电子邮件
BMO IL requires that clients use at least 128 bit encryption (and up to 256-bit encryption) when conducting financial transactions over the Internet. 此外，我们建议对通过互联网执行的所有非金融交易使用256位加密技术。 If you are a BMO IL client and wish to access your account through our web site, ensure that you have a browser up to 256-bit encryption. 如果您的浏览器不支持该加密等级，您将可能在登录账户时看到“加密不足”的提示。
互联网并非安全媒介，如不使用加密技术，则无法保证您的隐私。互联网电子邮件易于遭到拦截和伪造。BMO IL cannot ensure the privacy and authenticity of any information you send to us or that we send to you over the Internet. BMO IL will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.
免责声明
From time to time, interruptions, errors or other deficiencies in service on this web site may occur due to a variety of factors, some of which are outside the control of BMO IL and its affiliates, including without limitation, interruptions in the accessibility of the Internet, a system outage in facilities of a third party service provider, and market conditions that may result heavy demand or high volumes of trading activity. 您可能因服务延迟和错误或系统故障而难以访问您的账户并提交和取消订单。
Neither BMO IL nor its affiliates is liable to you or anyone else, for any damages whatsoever and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with use of the software, systems, services or facilities used or made available on the web site, or your ability to access or use the web site, including but not limited to loss or damage resulting from failure of electronic or mechanical equipment or communications lines, the Internet, telephone, power failure, or third party system failure.
第三方研究
Third party publications are not prepared or approved by BMO InvestorLine Inc. (“BMO IL") and do not meet Canadian research disclosure requirements. 本刊物中的意见、估算及预测均为作者在所示日期之前的观点，如有变更，恕不另行通知。BMO IL makes no representation or warranty, express or implied, takes no responsibility for any errors or omissions and accepts no liability for any loss arising from any use of or reliance on these publications. 提供这些刊物不构成销售要约或对购买任何证券的劝诱。 Affiliates of BMO IL may buy from or sell to customers the securities of issuers mentioned in these publications on a principal basis. BMO IL, its affiliates and/or their respective officers, directors or employees may acquire, hold or sell securities of these issuers, or related securities, or options, futures or other derivative instruments. Affiliates of BMO IL may act as financial advisor and/or underwriter for certain of these issuers and may receive remuneration. BMO IL is an indirect subsidiary of Bank of Montreal. BMO满地可银行或其附属公司可能向这些发行机构提供贷款或其他付费服务。 The reader should assume that BMO IL or its affiliates may have a conflict of interest and should not rely solely on these publications in evaluating whether or not to buy or sell securities of these issuers.
软件备份
尽管我们会尽一切努力确保本网站提供的所有软件适用于各种计算机系统，您仍然应当采取合理和适当的预防措施对计算机病毒进行扫描并确保软件与您特定计算机系统的兼容性。此外，您还应确保在安装此类软件之前，为电脑系统中所包含的信息保存完整的最新备份。
Cookie
BMO IL and its affiliates may use cookies or information-tracking technologies to improve the functionality or security of web sites, or to provide you with a more customized on-line experience. Please note that cookies cannot capture files or data stored on your computer.B M O, I L and its affiliates may use cookies or information-tracking technologies to improve the functionality or security of web sites, or to provide you with a more customized on-line experience. 请注意，cookies无法捕获您电脑内存储的文件或数据。
商标
Trademarks Belonging to BMO IL, BMO Bank of Montreal or Other Entities
Certain names, graphics, logos, icons, designs, words, titles or phrases at this web site may constitute trade names, trademarks or service marks of BMO IL, BMO Bank of Montreal or other entities. 商标可能在加拿大或其它国家注册（如适用）。在网站页面上显示商标并不表示授予任何许可。对于此处商标和/或内容的任何非授权下载、转传或其它方式的复制或修改可能违反联邦法或普通法、商标法和/或版权法，并导致违反者受到法律起诉。
TM-adviceDirect.trade mark-adviceDirect.
®-BMO (M-bar roundel symbol) and InvestorLine are registered trademarks of Bank of Montreal.
BMO Wealth Management is the brand name for a business group consisting of Bank of Montreal and certain of its affiliates in providing wealth management products and services.
本网站所提及的所有其他产品和服务标记均为其相应所有人的商标。全部 BMO IL trademarks used on this web site are used under license.
Copyright BMO InvestorLine 2012Copyright B M O InvestorLine 2012
BMO IL either owns the intellectual property rights in the underlying HTML, text, images, audio clips, video clips, software and other content that is made available to you on our web site, or has obtained the permission of the owner of the intellectual property in such content to use the content on our web site. You acknowledge that all information made available to you on our web site is proprietary to BMO IL or to the appropriate information supplier and is protected by copyright law and other applicable intellectual property laws.
BMO IL grants to you its limited permission to display on your computer, print, download and use the underlying HTML, text, images, audio clips, video clips, software and other content that is made available to you on our web site, for non-commercial, personal, or educational purposes only, provided that:
您不得修改任何此类内容；
您在此类内容的所有副本上包括并显示相关的版权公告及本知识产权公告。
不得用于其它目的。在不限制上述规定普遍性的情况下，您不可：
对此类内容进行任何商业性使用；
使用或允许任何其他人员出于任何非法或非授权目的使用此类内容；
在您创建或分发的任何产品中包含或附带此类内容；
将此类内容复制到您或任何其他人员的网页上。
在未经此类信息或软件来源事先书面许可的情况下，授权或允许对此类内容进行再使用或转发。
Notwithstanding the above, nothing contained in this Section shall be construed as conferring any right or licence under any copyright of BMO IL or any other person who owns the copyright in content provided on our web site.
Copyright © 2012 BMO InvestorLine Inc. All rights reserved
互惠基金信息有关网站上提及的互惠基金的重要信息包含在这些互惠基金的精简招股说明书内，您可以直接向相应的基金公司索取其副本，并应在投资之前仔细阅读。政府存款保险机构不对互惠基金证券提供担保或保障。单位价值和投资回报均存在波动性。就货币市场基金而言，收益率会不时波动，无法保证基金能够维持固定的资产净值。业绩数据仅代表过往业绩，并不能预示未来可取得的业绩。
隐私
All information you submit to BMO IL through this web site may be used by BMO IL in accordance with the terms of our privacy code. To view the privacy code please click on the privacy link located in the footer of the BMO IL website.