您的费用中包括哪些项目
账户费用涵盖专业的投资组合管理（这些专家负责监控和重组您的投资！)以及在您有任何疑问或需要任何帮助时由投资顾问团队提供的支持。
M E R 费用说明
SmartFolio accounts are made up of E T F portfolios, and all E T Fs have management fees and expenses that are calculated as Management Expense Ratio (M E R) in addition to the advisory fee. The M E R is included within the pricing of the E T Fs themselves and will not appear as an expense item on your account statement(s). The M E R of the E T Fs held within your portfolio will likely be a weighted average of 0.20% to 0.35% of the value of your SmartFolio account.
查看我们的费用明细表
账户费用根据您的投资金额按百分比进行计算。
| 资产价值 | 年度费率 |
|---|---|
| 最初$100,000 | 0.70% |
| 后续$150,000 | 0.60% |
| 后续$250,000 | 0.50% |
| 后续$500,000 | 0.40% |
例如，假如Paul投资$275,000，那么他每年的总费用将会是$1,725。
以下是向他收取的费用明细：
前$100,000按0.7%收取，即$700接下来的$150,000按0.6%收取，即$900接下来的$25,000按0.5%收取，即$125
SmartFolio费用与传统投资费用的对比
基于$60,000投资额的年度咨询（或账户）费用
常规投资收费基于1.75%的常规咨询费。
您可能希望了解的其他信息
您可能不时需要对您的账户进行修改，以下是将会向您收取的管理费用明细。
从非注册账户或注册账户转出（无论全额还是部分） - 每个账户$135。
支票申请 - 每次申请$10
除另有说明外，费用均按账户收取，并可随时更改。如有任何新增或增加费用，将会提前60天通知您
您账户内的贷方余额利率可能随时变动，恕不另行通知。 Please check your B M O SmartFolio Investment Management Agreement for more details. 如果每月应计金额少于${#0]}，则不支付利息。 B M O Nesbitt Burns may earn revenue from the use of cash credit balances.
If foreign currency conversions are needed in your account, B M O Nesbitt Burns will act as principal, unless we notify you otherwise. Exchange rates for foreign currency conversion are established or determined by B M O Nesbitt Burns or parties related to us in our sole discretion and are subject to change without notice. 汇率将根据市场情况、币种和交易金额的不同而有所变化。除其他可能适用的费用外，我们将从外币兑换中赚取最高1.8％的差价收入。
如果您关闭您的账户，必须支付任何未支付的应计咨询费。 These fees are subject to G S T, Q S T , and/or H S T where it applies. You’ll also be charged for any sales, use, goods and services, harmonized sales, value added, and transaction taxes that are a result of transactions made in your account.
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